Travel / Visitors-to-Canada Insurance

Travel Insurance in Ontario

You Can Now Purchase Travel Insurance Online!

Need last minute travel insurance? You can now purchase your policy online in 2 minutes! Simply follow the link, purchase your policy and it will be emailed directly to your inbox. 

Travelstar insurance is provided by GMS insurance and offers $5,000,000 emergency medical coverage.

Have a great trip!

Get a Travel Insurance Quote

By submitting the form below, you will have a broker access your situation and provide the most accurate quote based on the information supplied. Most quotes can be completed quickly however the complex, non standard risk may take more time. 

If you are looking for an update or prefer to contact us directly, you can do so at filipa@pbnet.ca or call us (416) 803-2113.

You work hard…

Time to Travel!

travel insurance in mississauga

Canada is beautiful, but sometimes its refreshing to leave. A trip or vacation should be stress free, make sure you are covered so you can relax properly. 

Whether you are leaving or you have family coming to stay with you, Ambroziak & Rao Insurance brokers can help you. We have been insuring trips and people from all over the world! 

mississauga travel insurance

Leaving the country for a little? You deserve it! But do not forget to cover your self. 

Travel insurance covers emergency medical bills you may incur outside of Canada. 

Some hospitals can charge up to $5,000 a day! 

You will select one of two plans:

  1. Single-Trip Plan which offers coverage from a departure date to a return date. 
  2. Multi-trip Plan which covers an unlimited amount of trips per policy year. Each individual trip may only be up to either 15 days or 30 depending on which plan is selected.

You will also have the option to buy an addition coverage called Trip Cancellation & Interruption. As the name states, this will provide coverage of your trip in the event it is suddenly cancelled due to unforeseen circumstances. 

In order to qualify for travel insurance, you will be required to complete a medical questionnaire. If you have an pre-existing medical condition, the insurer may exclude coverage for those specific conditions. 

Super Visa Insurance

If you are applying for a Super Visa, you will need $100,000 worth of coverage for one year.

You will have two options to choose from:

  1. No coverage for pre-existing conditions. Only new conditions will be covered on this plan.
  2. Pre-existing condition coverage. This includes a sickness, injury, or medical condition that existed prior to the effective date of the policy.

You will also have the option to choose a deductible ranging from 0-1000. Anything higher is not recommended. Increasing your deductible will lower your yearly premium.

1. Coverage is not available to any individual who:

a. has been diagnosed with a terminal illness;
b. has Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV);
c. has been prescribed or used home oxygen treatment in the last 12 months;
d. has been diagnosed with or treated for congestive heart failure;
e. has had a major organ transplant (heart, kidney, liver, lung);
f. has received kidney dialysis treatment in the last 12 months.

2. To be eligible for coverage you must:

a. be at least 15 days old;
b. on the effective date, not be insured or eligible for benefits under a Canadian government health insurance plan;
c. be in good health at the time you purchase your policy and on the effective date, and know of no reason why you would attend any medical consultation during the period of coverage.

We also offer monthly payments directly from your credit card.

Tip: When it comes to insuring your loved ones, I always make a point to choose a reputable insurance company who has been around for a long time. There are over 60 companies that offer Super Visa Insurance.

Immigrants & Visitors-To-Canada Insurance

In-laws coming to Canada? Better cover them.

Canada does not cover hospital bills for visitors from different countries. Visitors to Canada insurance covers sudden medical emergencies up to the limits purchased (from $50,000 to $150,000) subject to the deductibles chosen.

  • You can choose the deductible; $0, $100, $500 or $1,000. (The higher the deductible, the lower the price.
  • You will choose the amount of insurance; $25,000, $50,000, $100,000 or $150,000 in total coverage.
  • You can choose how long you would like to have coverage for.

Coverage is not available to any individual who:

a. has been diagnosed with a terminal illness;
b. has Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV);
c. has been prescribed or used home oxygen treatment in the last 12 months;
d. has been diagnosed with or treated for congestive heart failure;
e. has had a major organ transplant (heart, kidney, liver, lung);
f. has received kidney dialysis treatment in the last 12 months.