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Health Insurance

Are you looking to replace your current health insurance or do you need a new benefits plan? Call Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca

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Personal Health Insurance Plans

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We offer three personal health care plans.

Vision Care

  • 90% to $250/2 years for frames/lenses
  • $90/eye exam/2 years 

80% to $200 per 2 years combined

Not included

Health Practitioners

90% to $300 per health practitioner, per person, per policy year for Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Massage Therapist, Naturopath, Dietitian, Osteopath, and Physiotherapist.

80% to $350 combined maximum for Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Massage Therapist, Naturopath, Dietitian, Osteopath, and Physiotherapist, per person per policy year.

70% to $250 combined maximum for Acupuncturist, Chiropodist/Podiatrist, Naturopath, Dietitian, and Osteopath, per person, per policy year.

Counselling Services 

Combined maximum of $65 per visit for 15 visits per person, per policy year.

Combined maximum of $65 per visit for 10 visits per person, per policy year.

Not included

Speech Pathologist/Therapist

Combined maximum of $45 per visit for 10 visits, per person, per policy year.

Combined maximum of $45 per visit for 10 visits, per person, per policy year.

Combined maximum of $45 per visit for 5 visits, per person, per policy year.

Ambulance

Unlimited
Unlimited
$2,000 / person / year

Air Ambulance

Unlimited
Unlimited
Unlimited

Hearing Aids

$800 / 5 years

$500 / 5 years

Not included

Casts & Crutches

Unlimited
Unlimited
Unlimited

Health Supplies & Equipment 

$500 / person / year

$500 / person / year

Not included

Annual Travel 

  • 30 days coverage outside Canada
  • 183 days in Canada
  • $2,000,000 annual maximum
  • $500,000 COVID-19 coverage within the policies annual maximum
  • 48 or 63 days coverage outside Canada
  • 183 days in Canada
  • $2,000,000 annual maximum
  • $500,000 COVID-19 coverage within the policies annual maximum
Not included

Diabetic Supplies & Equipment

$300 / person / year
$300 / person / year
Not included

Oxygen Equipment

$500 / person / year to a lifetime maximum of $2,500
$500 / person / year to a lifetime maximum of $1,500
Not included

Blood Pressure Monitors

1 / policy / 5 years
1 / policy / 5 years
Not included

Custom Made Foot Orthotics

80% 1 / 3 years / adult; 1 / year for children under 16
80% 1 / 5 years / adult; 1 / year for children under 16
Not included

Orthopedic Shoes

$225 / person / year
$225 / person / year
Not included

Mobility Aids

$300 / person / year
$300 / person / year
Not included

Ostomy Supplies

$300 / person / year
$300 / person / year
Not included

Preferred Hospital Room

45 days up to $3,500 / person / year
$1,000 / person / year
$500 / person / year

Private Duty Nursing

80% to $5,000 / person / year for in-hospital or in-home nursing.