Home Insurance in Mississauga

Get Mississauga homeowner, condo or tenant insurance quotes from the largest insurance companies in Canada! Call/text Filip Ambroziak at (416) 803 2113 or email filipa@pbnet.ca.

Located at 250 Dundas St W #408, Mississauga ON L5B 1J2.

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Mississauga Property Insurance

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Mississauga is one of the top cities in all of Canada. If you want to go for a walk on the lake, head over to Port Credit and enjoy some of the beautiful views offered. Need to purchase a gift? Go to Square One shopping mall, one of the biggest in the world! Do not forget the stunning architecture in the center of the city known as the Absolute Towers. 

It is clear that Mississauga has a lot to offer for both young and older residents. For that reasons, it will continue to grow.

Mississauga Home Insurance Water Protection Coverage

When shopping for home insurance in Mississauga, one of the most important coverages will be your water damage. This coverage does not come standard on your property insurance policy. If you are comparing rates between insurers, be sure to compare the same coverage. You may have found a quote that is cheaper by $10.00 a month but is missing a major coverage.

Overland water is a new coverage offered by property insurance companies and covers the home in the event that water enters through doors and windows. This is more of a “flood” coverage and is usually bundled with sewer backup.

Sewer backup covers any damage cause by the backup of water from flooded sewer systems. This is the most common property claim that insurance companies in Canada experience. Claims usually occur during heavy rain which exerts the local sewer systems. 

Not all properties are eligible for these water damage coverages so be sure to review your current policy and ensure it is added. 

How do you get a Property Insurance quote?

Shopping around for home insurance in Mississauga is easy. Feel free to contact us at anytime if you have any questions! Below is the quoting process made simple:

1. Get the details. We first ask you questions about your home such as the size, age, build and address of the property. Is it rented out? Is it your primary home? Does the home have custom finishing or basic from the builder? Is the basement finished?

2. Create a replacement cost evaluator. This is one of the most important steps when correctly shopping around for insurance. When shopping multiple insurers you should be using the exact same replacement cost so that you are comparing apples to apples. 

3. Decide which coverage and endorsements are required to to ensure the property is fully covered.

4. Using that same information, we then shop Canada’s largest insurance companies and see which provider offers the best rate.  

The most effective way of getting a property insurance quote in Mississauga is to speak with a broker who knows and specializes in Mississauga property policies. Below are some of Filip Ambroziak’s recent reviews.

Based on 56 reviews
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Miriam ReboloMiriam Rebolo
04:13 25 Nov 22
I really enjoy working with Pilip! He is very helpful and on top of his game! He goes above and beyond for his clients and I am very thankful for his service.My entire family are his clients.Definitely a great person to have in your corner for instance!Thank you Filip!
Christiane KuehnChristiane Kuehn
17:45 09 Nov 22
Filip was super helpful and provided us with the best insurance quote, all the information needed and answered all our questions immediately. The whole process from getting the quote to signing the papers and receiving the insurance papers was very well managed and very professional. I can only recommend Filip. Thank you for all your help!
Selena AliSelena Ali
20:24 27 Sep 22
Filip is great and is super polite and professional! I have a great insurance rate and policy thanks to him! 🙂
Alexandra LeclercAlexandra Leclerc
13:18 01 Jul 22
Filip has been very quick to respond and adjust my car insurance to fit my needs. He is very polite and it has been a pleasure to set up my car insurance with him. I have not made any claims yet but will update this if I ever have to.
12:59 16 Mar 22
I highly recommend working with Filip if you are looking for prompt responses, fast results and great prices. He was able to get us an awesome insurance quote in 2 days compared to weeks with other companies and waiting for call backs. I am very happy I decided to call Filip.Thank you!
Is your home under construction or being renovated?

If you take a drive down Mississauga Road, you will see some beautiful homes. A majority of those were custom built. If you are considering building your own home in Mississauga or are thinking about renovating your home, be sure to notify your home insurance company as you may require a separate policy to cover that risk. If the renovations are small, a simple policy endorsement may be sufficient.

Do you have a home based business in Mississauga?

There are many entrepreneurs that come to Mississauga as it’s a very business friendly city. One insurance related task that each new business owner should do is notify their insurance company if they have a home based business as this may impact your home insurance eligibility. 

In most cases, the home insurance company will simply apply a small premium to extend liability to the business, but in some cases, you may have to find a new insurance company and get a separate CGL insurance policy.  

It is always better to have all these issues resolved prior to any claim as these material changes may impact your claim payout. 

Property Insurance Floaters

Do you own an expensive piece of jewelry such as an engagement ring or a watch? Your home insurance policy has set limits on what it will pay out for jewelry in the event of a home insurance claim. In most cases, the limit does not come close to the value of the jewelry. For this reason, its always a good idea to add a jewelry floater to your property insurance policy.  

A floater is simply an addition to your policy to cover that one specific item. You will need to provide a recent appraisal as well as pictures of the piece. Your insurance premium will be based on the value. For an engagement ring worth $10,000, you can expect to pay about $10.00 per month. 

Four Different Property Policies

Types of Home Insurance

When shopping around for home insurance quotes in Mississauga, the first step to successfully insuring your home is to select the correct property policy type. There are four main types: homeowners, condo, tenants and rented dwelling/condo insurance.