Insurance Broker Brampton

Speak to a Brampton insurance broker and get quotes from Canada's top rated insurance companies. Call/text (416) 803-2113 or email filipa@pbnet.ca.

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Brampton Insurance Quotes

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A Discussion about the current and future state of insurance in Brampton

Insurance in Brampton

cheapest auto insurance quotes

Brampton has experienced a lot of growth over the last decade and is quickly becoming one of Canada’s largest cities. It’s no surprise with all of the city’s beautiful places to visit such as Gage Park and Heart Lakes Conservation Area.

Those considering making Brampton their new home may be curious as to what the insurance rates are and what they may be in the future. Brampton may have higher rates, but that does not mean your policy will be priced high. 

 

The Future of Brampton Insurance Rates

A popular question that insurance brokers receive is “will my insurance rate increase next year?”. This is certainly a great question however it is one with no direct answer. There are many factors that determine what an insurance premium will be in the near future, but if we are looking out a year or two, its almost impossible to predict. The best thing you can do for your rates is to maintain a clean record.

Factors That Affect Your Personal Auto Insurance Rate in Brampton

When trying to keep your auto insurance premiums low, the best thing you can do for yourself is maintain a good record by following all rules on the road and avoiding accidents. Be a defensive driver. A few factors that affect your personal auto insurance rates include:

  • Years licensed 
  • Your address
  • Years insured
  • Your vehicle
  • Marital status
  • The usage of your vehicle
  • Prior tickets and accidents
  • Prior insurance cancellations
  • Coverage chosen (liability only vs. full coverage)
  • Your deductible 
Popular discounts for insurance in Brampton

When shopping around for insurance in Brampton, you will want to qualify for as many discounts as possible. There are many discounts offered on the market depending on what insurance you are looking for. A few examples of auto and home insurance discounts include:

  • Multi Policy Discount 
  • Multi Vehicle Discount
  • Claims Free Discount
  • Conviction Free Discount
  • Retiree Discount

 

If you have any questions at all or would like to know which discounts you may qualify for, feel free to call Filip Ambroziak at (416) 803-2113 or email filipa@pbnet.ca.

How Filip Ambroziak Can Get The Best Insurance Rates In Brampton

Keep these three tips in mind when purchasing an insurance policy.

01

Multiple Companies

As an insurance broker, I have access to multiple insurers and can get the best rate.

02

Coverage

Insurance isn’t just about price, as a broker, the goal is to get the best coverage for your situation.

03

Discounts

As an experienced insurance broker, I know the discounts that each unique company offers.

We Will Make It Quick and Simple!

Why Work With an Insurance Broker?

In the age of the internet, many people may ask: Why work with a broker? That is a great question. The insurance broker route is still the most popular channel to purchase insurance by far. Two of the biggest reasons for this is Pricing and Simplicity. 

With pricing, insurance brokers tend to offer great pricing as they have many insurance companies that they are contracted with. Most broker companies do not offer a direct way for clients to purchase on their own and need to be purchased through a broker. The reasons companies do this is they prefer to have a professional who is knowledgeable on their products helping the client out. 

Simplicity is another major reason that many clients use a broker as they prefer to simply call, text or email their broker with any questions or updates they have rather than doing everything on their own which can be time consuming and possibly done incorrectly. 

How To Get an insurance quote

Getting an insurance quote with Filip Ambroziak is very easy. You will have several options to get a quote.

Option 1: Phone Call. The simplest way to get an insurance quote is to give Filip a call. He will ask several questions depending on the insurance policy you are looking for. Questions may include your address, vehicle type, and driver’s history. You can call Filip directly at (416) 803 – 2113 or through the office at (905) 366-0066.

Option 2: Email. Feel free to send Filip an email requesting a quote, everything can be done from the comfort of your own home including all signing of applications and confirmation of insurance. You may email Filip Ambroziak at filipa@pbnet.ca.

Option 3: Text. This may be a little less common however we can do full quotes via text message. Feel free to send Filip a text to (416) 803-2113 and we can continue from there!

Benefits of Working With Filip Ambroziak

Benefits of Working With a Brampton Insurance Broker

Filip Ambroziak has been insuring the residents of Brampton since the start of his career in 2014. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at filipa@pbnet.ca. 

Brampton Insurance Online.

That’s right, you don’t ever have to leave your home! Quotes, applications and policies all done online. Easy and Quick! 

online insurance brokers

Have Multiple Policies through one Broker

One of the biggest benefits of working with a  Brampton insurance broker is having all your insurance policies in one place. Make multiple changes across several policies all at once.

Request a Brampton Insurance Quote

FAQ

Frequently Asked Questions:

This is a great question, however the answer is complicated. There is no one “cheapest” insurance company.

Insurance companies review many details about a clients profile and situation to determine their insurance rate. For that reason, just like your profile can change over time, your insurance price in each company can change over time. A company that is best for you today, may not be in five years. 

This is why its best to be in touch with your insurance broker and review your policies every few years.

Insurance across all of Canada has been increasing due to claim frequency and claim costs. Brampton’s rates have also been increasing over the last several years. 

Comparing Brampton to other cities, Brampton can be more expensive but it really depends on a clients profile. If a city has a lot more new drivers, you can expect the city will be more expensive in general. 

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