Auto Insurance Mississauga
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Why Your Mississauga Auto Insurance is High
Many factors affect your auto insurance rate, but these three have the largest impact.
Mississauga is expensive for auto insurance. Your exact address will have the biggest impact on your rate.
If you have an at-fault collision on your record, expect your car insurance rate to be high. At-fault accidents are rated for six years.
Your vehicle will have an impact on your car insurance rates. Repair costs are much higher for luxury vehicles
More Tips to keep your auto insurance Rates low
Mississauga Auto Insurance
Shop For Insurance Properly
When searching for the best auto insurance in Mississauga, you will come across many different ways of getting prices. From online comparison marketplaces to single company agencies. Be sure that no matter which route of obtaining insurance you take, price is not the only factor to be considerate of. There are hundreds of different coverage combinations you can select which result in many different prices.
Full Coverage of Liability Only Insurance?
The most important decision to choose is between full coverage and liability only. In some cases, such as when you are financing or leasing a car, you won’t have an option. The finance/leasing company will require full coverage at all times as part of the contract.
One way insurance is ideal if you have an older vehicle which you don’t use as often. Full coverage will always have a deductible (Ex. $500 or $1000). In some cases, the car is only worth $2000. You are better off purchasing the cheaper one way coverage and saving the difference.
Get Accident Waiver if Eligible
Regardless of which coverage you decide to purchase, be sure to always add accident waiver to your policy. Should an at-fault accident happen, the accident waiver could save you thousands of dollars in insurance premiums.
Compare auto insurance Rates in Mississauga!
Mississauga insurance rates have been increasing yearly. Whether you have a renewal coming up or are simply looking to switch companies, we are here to help!
How to reduce your Premium
Mississauga Car Insurance Tips and Discounts!
Mississauga is a very popular city for new immigrant as well as young families who commute to Toronto. As a young or new driver, insurance rates can be very high.
Here are a few discounts to help reduce your auto insurance rates even more:
- Drivers training discount
- Multi-vehicle discount
- Winter tire discount
- Pleasure usage
- Home and auto discount
- Telematics enrolment discount.
Along with all those discounts, here are a few more tips to help keep you car insurance as low as possible.
- Increase your deductible if you have full coverage. If you are confident in your driving, consider increasing your deductible. That will decrease your insurance rate.
- You should always bundle your auto insurance with your Mississauga home insurance policy. If you do not own a home to bundle with your auto insurance, inquire about purchasing a tenant insurance policy.
- Collision and comprehensive coverage are not mandatory. If you have an older car, consider insuring it just one-way to help save on insurance costs.
How to Save on Mississauga Auto Insurance
Mississauga auto insurance rates are rising every year. Now more than ever is a great time to shop around!
Below you will find three more ways on how you can save some money on your Mississauga car insurance.
What Coverage is Required By Law?
Mandatory Auto Insurance in Mississauga
In Mississauga, you are required to have an auto insurance policy if you drive. Fines for not having valid insurance in Mississauga can be up to $5,000 and they stay on your record for 3 years. Having a “No insurance” ticket on your file will make your future policies very expensive.
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Filip Ambroziak is a RIBO (Registered Insurance Broker of Ontario) and LLQP licensed broker operating in Ontario. After many successful years in the industry, he has created a client base covering a range of small to large businesses, builders risk policies, commercial and personal auto, rented dwellings, high worth homes, dealerships, contractors, lawyers, real estate brokerages, non-for-profits and many more.
Filip is partnered with the largest and most reputable insurance companies in Ontario.