Insurance Broker Milton

Speak to a Milton insurance broker and get quotes from Canada's best insurance companies. Call / text Filip Ambroziak at (416) 803-2113 or email

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Milton Insurance Quote

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Benefits of an Insurance Broker

Milton Insurance Broker

cheapest auto insurance quotes

Milton has been a very popular city for new families who are starting their lives. With so many parks, greenery and overall a safe environment, it’s no surprise that Milton is quickly growing. Milton is still a new city where homes are generally much newer and the roads are well maintained. 

When it comes to insurance, both home and auto insurance in Milton is much more affordable when compared to the cities closer to the core of Toronto.  

When shopping around for any type of insurance, things can get complicated. Whether it’s selecting the right coverages, adding the correct endorsements or choosing the right limits, insurance can drive anyone crazy. This is where a knowledgably and experience insurance broker can help. 

Insurance Rates in Milton and the Hard Market

During COVID, many insurance companies have frozen their rates which prevented premiums from increasing. If your personal record has changed, the premiums would be revised accordingly. Some insurance companies offered rebates to clients during times of lock down where people were driving much less. 

Fast forward to today and life is almost completely back to normal and insurance companies are forced to increase rates due to the extreme inflation recently experienced. Along with premium increases, insurance companies are also tightening up their underwriting rules and making it tougher for clients to secure policies. This is known as a hard market. 

Hard markets can last anywhere from three to five years. During a hard market, the best way to save some money is to review your renewals, get in touch with your insurance broker and see if any companies are offering better rates. Maintain a good record and ensure all discounts are offered. 

Several Policies maintained by One Insurance Broker

There comes a time in life where responsibilities such as your job, family and chores begin to pile up. The last thing you want to do is add another job to that list. 

With an insurance broker, all your policies can be maintained by one professional and all questions can be directed to that same broker. If you are looking to make a change to your home, auto, life or commercial policy, it can all be done in one phone call or email. 

The Best Insurance Rates

Insurance as an industry is cyclical. Rates change every several years but generally go in a big circle. Today, one company may offer the best insurance rates in Milton and in five years they may be one of the most expensive due to their claims ratio. 

Since an insurance broker has access to many insurance companies, if one company has extreme rate increases, its very simple to be moved to a new insurance company. 

Multiple insurance Companies

As mentioned previously, an insurance broker has access to several insurance partners. This means when you call a broker for a quote, you are actually receiving the best price from several insurance companies. It saves a lot of time compared to calling companies individually.

Insurance brokers have companies who do not deal with the public and can only be reached through a licensed insurance broker. 

Insurance Expertise

Have insurance related questions? The best person to speak to is a fully licensed insurance broker who can offer expertise or guidance when it comes to your questions. 

If you have any insurance related questions or need a quote, feel free to call Filip Ambroziak at (416) 803-2113 or email

How An Insurance Broker Can Get The Best Insurance Rates In Milton

Keep these three tips in mind when purchasing an insurance policy.