Auto Insurance Milton

Get the best auto, commercial auto and fleet insurance rates in Milton from Canada's largest insurance providers!

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What is required by law?

Mandatory Auto Insurance in Milton

In Milton, you are required to have an auto insurance policy if you drive. Fines for not having valid insurance in Milton can be up to $5,000 and they stay on your record for 3 years. This will make getting insurance very difficult. High risk auto insurance has become very difficult to attain in recent years so keeping your record clean is very important. The following coverages are mandatory:

Third-Party Liability Insurance

This covers you from lawsuits arising out of an accident that was deemed your fault. Minimum coverage is $200,000.

Accident Benefits

Covers you in the event that you are injured. Basic coverages are included with optional increased accident benefits.

Direct Compensation-Property Damage

Also known as DCPD. Provides coverage in the event where an accident is not your fault. Their must be an identified third-party for this coverage to be used.

Uninsured Automobile Insurance

Covers you in the event that the third-party has no insurance or has ran off (Hit and Run). Family protection coverage is optional but highly recommended.