Auto Insurance Oakville

Insurance rates change every few months, the company that was best in Oakville last year may not be today. Shop around for the best current car insurance rate! 

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Oakville Car Insurance Quote

What is required by Law in Oakville?

Mandatory Auto Insurance Coverage

In Oakville, you must have an auto insurance policy in force to drive. Fines for not having valid insurance in Oakville can be up to $5,000. The following coverages are mandatory at all times:

Getting the right Coverage

Car Insurance Rates in Oakville

cheapest auto insurance quotes

Focus on coverage, not just price

Finding the best auto insurance isn’t as simple as getting the lowest price. There are many coverage options which could increase the rate slightly but make a big difference should a claim occur. The two most important coverages which will add a lot of value to your policy are: accident forgiveness and comprehensive coverage.

Accident forgiveness

As the name implies, accident forgiveness coverage “forgives” the first at fault accident on a policy. The catch however is that only the insurance company you are currently with forgives the accident. If you were to shop around for a new insurance policy, that accident will be rated on your new policy.

In order to purchase this accident forgiveness coverage, a client must qualify. Each insurance company has different requirements. Majority of insurers such as Aviva or Intact require at least 6 years of insurance history with no at fault losses. Some companies require 8 years to get the coverage and very few require no history at all. This is by far the most important endorsement on an auto insurance policy and it generally costs very little to add.