Commercial Insurance Oakville
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Oakville Commercial Insurance Quote
Which commercial insurance policies Should you consider?
Types of business/Commercial Insurance
When searching for commercial insurance in Oakville, it’s very important to know which commercial insurance policies your business should have. There are many commercial insurance products, the most common ones include: commercial general liability, commercial property, professional liability insurance and commercial auto.
Businesses that Filip Ambroziak has insured
Since the start of my insurance career, I have been helping businesses in Oakville and all over Ontario secure great commercial insurance rates with great coverage. Below are several types of businesses that I have insured.
- Retail Stores
- Barber Shops
- Law Offices
- Real Estate Offices
- Catering Companies
- Car Dealerships
- General Contractors
- Graphic Designers
- Tattoo Artists
- and many more!
Protect your business and livelihood from unexcepted events.
Speak to Filip about your Oakville business insurance needs and see how he can help! Call (416) 803-2113.
Business Insurance Tips and Answers
Oakville Commercial Insurance
How Do I get a Commercial Insurance Quote in Oakville?
Getting commercial insurance quotes have never been easier to get! Regardless if you live in Oakville or anywhere in Ontario, getting a commercial insurance quote is just an email, text or call away. A RIBO licensed insurance broker is able to offer commercial insurance quotes from many Canadian insurers all over Ontario.
Your first step is to get in touch with a licensed and experienced insurance broker who works with businesses similar to yours. Have a discussion with the broker and get a basic understanding of the insurance policies your business will need.
Once you have decided on the insurance policies, the broker will take a few pieces of information and begin searching multiple insurance companies for the best quote.
How Much Liability coverage do I really Need?
This is a very common question among Oakville business owners and not an easy one to answer. The correct answer is that it really depends on the size of your business, the traffic your business receives, the products it sells and many other factors.
Certain business that have a lot more exposure to foot traffic should have larger liability limits in place. Common liability limits are $1,000,000, $2,000,000 and $5,000,000. The price difference between them is small. Have a talk with your commercial insurance broker for advice.
Is the quoting process different between commercial and personal insurance?
Yes, there is a difference in the quoting process. The primary difference is that with commercial insurance quotes, there is something called a Market Lock. This means that if one broker quotes a business with a specific insurance company, in most cases, another broker cannot requote that business for a certain amount of time. This has been changing for smaller sized quotes in the recent years.
This makes it very important that you research your broker in advance and choose one to work with you.
What factors affect my commercial insurance in Oakville?
There are many factors that are taken into consideration when a commercial insurance rate is created. Some factors that have the largest influence on price include:
- Your yearly revenues
- The nature of your business
- Your past claims
- How long the business has been operating for
- The years of prior commercial insurance you have
Getting The Best Commercial Insurance in Oakville
Keep these three tips in mind when looking for your business insurance.
Review your insurance policy every year and let the company know if there are changes to your business.
If a commercial insurance price is very low, review that you are getting adequate coverage. Review deductibles as well as co-insurance clauses.