Insurance Broker Caledon

Speak to a Caledon insurance broker and get quotes from Canada's best insurance companies. Call / text (416) 803-2113 or email

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A Discussion about the current state of insurance in Caledon

Insurance in Caledon

cheapest auto insurance quotes

Anyone who enjoys outdoor activities will love Caledon. With so many options, you can easily find something exciting to do. Belfountain Conservatory Area is a great place to go for a walk and if you are a car guy/gal, go for a cruise at Forks of the Credit. Just be sure to follow the speed limit and drive safely, many cyclists ride on those roads.

The Insurance Hard Market In Caledon

The insurance industry is currently going through a tough part in the typical insurance cycle. We have entered what seasoned professionals call a “Hard Market”. This means that insurance companies could no longer sustain the premiums they were offering and must increase them.

The Greater Toronto Areas are being hit the hardest with some clients noticing up to 25% increases on their renewals with clean records. Caledon is currently not experiencing such dramatic increases but that doesn’t mean they are immune to major hikes. It’s always a good idea to make sure you are getting the best price for your coverage by shopping around. We have decided to begin serving Caledon and surrounding areas with more focus as their rates are much more stable compared to more central GTA cities like Mississauga.

Factors That Affect Your Personal Car Insurance Rate in Caledon:

Insurance companies have complex rating algorithms that they use in order to create your insurance rate. Below you will find some of the rating factors that insurance companies use to create your individual premiums:

  • Your address
  • Prior tickets and accidents
  • Vehicle year, make and model
  • Years insured
  • Marital status
  • Years licensed 
  • Prior insurance cancellations
  • The usage of your vehicle
  • Other drivers with access to your vehicle
  • Coverage chosen (liability only vs. full coverage)
  • Your deductible 
Our Goal in Caledon

We have a goal to become one of the most recognized insurance brokers in Caledon and all on the Greater Toronto Areas by offering great service and lowest prices. We plan to achieve this by maintaining strong relationships with our insurer partners and giving our clients the best service possible.

As Caledon is a growing city, the most common policies include: Auto and home insurance, Commercial property and car insurance, Commercial general liability insurance and Term and whole life insurance
If you would like to speak to a Caledon insurance broker, you may call (416) 803-2113 or email Once a quote is created, a policy can be bound the same day!

How A Caledon Insurance Broker Can Help!

Keep these three tips in mind when purchasing an insurance policy.


Multiple Companies

As an insurance broker, we have access to many insurance companies and check the best rates for you.



Insurance isn’t just about price, as a broker, our goal is to get the best coverage for your situation.



As experienced insurance brokers, we know the discounts that each unique company offers.

Caledon Insurance Quotes

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Benefits of Working With Filip Ambroziak

Benefits of Working With an Insurance Broker who knows Caledon

Filip Ambroziak has been insuring the residents of Caledon since the start of his career. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at