Insurance Broker North York

Speak to a North York insurance broker and get quotes from Canada's top insurance companies. Call (416) 803-2113

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North York Insurance Quotes:

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How A North York Insurance Broker Can Help You!

Keep these tips in mind when purchasing an insurance policy.


Multiple Companies

As an insurance broker, we have access to multiple insurance companies and check which one offers the best rates for you!



Insurance isn’t just about price, as a broker, our goal is to get the best coverage at the best value for your situation. 



As experienced insurance brokers, we know the different discounts that each unique insurance company offers.

A Discussion about the current state of insurance in North York

Insurance in North York

cheapest auto insurance quotes

North York is home to one of the most luxurious shopping malls in Ontario. Yorkdale is also one of Canada’s busiest malls with 18 million yearly visitors. If you like designer clothing or just enjoy looking around a high end mall, North York has what you want! If you are more of a nature type, check out Edwards Garden

With so many things to do, it’s natural that North York will attract many Canadians and international migrants over. When cities grow and become more dense, they also experience a lot more losses which results in insurance rates increasing.

The Future of North York Insurance Rates

A common question most insurance brokers in North York will get is: “What does the future of insurance in North York look like?” This is a very tough question to answer as it depends on many different factors. Usually this question is regarding auto insurance more than other lines of insurance. Home insurance rates in North York have been very stable and competitive. 

As an insurance broker who insures many clients in North York, I personally believe that auto insurance will rise as the demand to live in the city rises every year which also increases the amount of claims that occur.

Factors That Affect Your Personal Auto Insurance Rate in North York

The factors that affect your auto insurance rates in North York are the same as they are all over Ontario.

Below you will find some of the rating factors that insurance companies use to create your individual premiums:

  • Your address
  • Years insured
  • Marital status
  • Prior tickets and accidents
  • Years licensed 
  • Vehicle type
  • Prior insurance cancellations
  • The usage of your vehicle
  • Coverage chosen (liability only vs. full coverage)
  • Your deductible 
Will North York Insurance Rise?

As mentioned previously, there is no way to answer this question with absolute certainty. The truth is the price may go up in the future or it may go down. Personally, I believe that the prices in North York will increase on average. The reason is not only that claims have been increasing in North York, but because North York attracts many brand new drivers. Those prices alone will increase the average insurance price around the city. 

If you have a good record with no accident or tickets, you will be able to find a good rate in North York. 

Speak to a North York insurance broker who knows the city and knows which insurance companies offer the best rate. Call Filip Ambroziak at (416) 803-2113.

Benefits of insuring With Filip Ambroziak

Benefits of Working With a North York Insurance Broker

Filip Ambroziak has been insuring the businesses, cars and homes of North York residents since the start of his insurance career. As a RIBO (Registered Insurance Brokers of Ontario) and LLQP (Life License Qualification Program) licensed insurance broker, he can offer auto, home, commercial, travel and life insurance products. Call Filip at (416) 803-2113 or email him at