Updated for 2026
As we enter 2026, many of the high risk cars that were on previous lists still remain at the top. Although it seems like Ontario has done a lot to lower the thefts, they do still occur.
Many insurance companies began adding high theft vehicle surcharges to their policies if a vehicle they deem high risk is being insured. These surcharges range from $500-$1500 per year and in some cases are avoided by installing a anti theft device such as TAG.
Call your insurance broker and ask if your car is considered high risk.
Which Cities Have the Most Theft?
No city is safe from auto theft. Some cities are larger than other so the thefts occur more. Common cities were theft is high include Mississauga, Etobicoke, Brampton, Vaughan, Toronto and the GTA in general.
5 Most Stolen Cars in Ontario
The top 5 most stolen vehicles according to Equité Association are as follow:
Toyota RAV-4
Dodge Ram 1500
Honda CRR
Ford F150
Honda Civic
Avoiding Car Theft
The simplest way to avoid car theft is to simply opt out of owning a vehicle! Assuming that’s not an option, a good idea is to have a camera monitoring your vehicle at all times.
Ensure any valuables are out of sight. Do not leave your ownership in your car overnight. If possible, keep your vehicle in a secured garage.
Final Notes on Comprehensive Auto Insurance
If your vehicle is insured, double check that you have included theft coverage (Comprehensive Coverage). Many clients choose to purchase one-way insurance and do not know that in most cases, theft is not included. Adding comprehensive coverage is a great way to protect yourself from major financial stress in the even of a auto theft.
