Commercial Insurance Etobicoke
Get Etobicoke commercial property, commercial liability, professional liability and business insurance quotes from the best insurance companies in Canada!
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Etobicoke Commercial Insurance Quote
Which commercial insurance policies do you need?
Types of Commercial/business Insurance
When searching for commercial insurance in Etobicoke, it’s crucial to know which commercial insurance policies your business should have. There are many commercial insurance types but some of the most common ones include: Commercial General Liability, Commercial Property, Professional liability Insurance and commercial auto.
Businesses that Filip Ambroziak has insured
Since the start of my insurance career, I have been helping businesses in Etobicoke and all over Ontario secure great commercial insurance rates with great coverage options. A few examples of some of the business types I have insured include:
- Retail Stores
- Law Offices
- Real Estate Offices
- Barber Shops
- Catering Companies
- Car Dealerships
- General Contractors
- Graphic Designers
- Tattoo Artists
- and many more!
Protect your business and livelihood from uncertain events
Speak to Filip about your Etobicoke business insurance needs and see how he can help! Call (416) 803-2113.
Business Insurance Tips and Answers
Etobicoke Commercial Insurance
How Do I get a Commercial Insurance Quote in Etobicoke?
Getting commercial insurance quotes have never been easier to get! Regardless if you live in Etobicoke or anywhere in Ontario, getting a commercial insurance quote is just an email or call away. A RIBO licensed insurance broker is able to offer commercial insurance quotes all over Ontario.
Your first step is to get in touch with a licensed and experienced insurance broker who deals with businesses similar to yours. Have a discussion with the broker and get a basic understanding of the insurance policies your business will need.
Once you have decided on the insurance policies, the broker will take a few basic pieces of details and begin searching multiple insurance companies for the best quote.
Is the quoting process different between commercial and personal insurance?
Yes, there is a difference in the quoting process. The primary difference is that with commercial insurance quotes, there is something called a Market Lock. This means that if one broker quotes a business with a specific insurance company, in most cases, another broker cannot requote that business for a certain amount of time.
This makes it very important that you research your broker in advance and choose one to work with you.
How Much Liability coverage do I really Need?
This is a very common question among Etobicoke business owners and not an easy one to answer. The correct answer is that it really depends on the size of your business, the traffic your business receives and many other factors.
Certain business that have a lot more exposure to foot traffic should have larger liability limits in place. Common liability limits are $1,000,000, $2,000,000 and $5,000,000. The price difference between them is not very big. Have a talk with your commercial insurance broker for advice.
What factors affect my commercial insurance in Etobicoke?
There are many factors that are taken into consideration when a commercial insurance rate is created. Some factors that have the largest influence on price include:
- Your yearly revenues
- Your past claims
- The nature of your business
- The years of prior commercial insurance you have
- How long the business has been operating for
Getting The Best Commercial Insurance in Etobicoke
Keep these three tips in mind when looking for your business insurance.
Review your insurance policy every year and let the company know if there are changes to your business.
If a commercial insurance price is very low, review that you are getting adequate coverage. Review deductibles as well as co-insurance clauses.
Get more Great Commercial insurance rates in Your city.
We have been providing commercial insurance quotes across all of Ontario. Are you looking to move somewhere outside of Etobicoke? Get the best business insurance quotes in your city. View our service areas. We are constantly adding more! Looking for Etobicoke auto insurance or an insurance quote for your Etobicoke home, call Filip Ambroziak today!