Home Insurance Burlington

Burlington has proven to be one of the better cities in Canada. In fact, it has been named the number one mid-sized city in Canada by MoneySense Magazine in the years 2013, 2014 and 2015! 

Home Insurance in Burlington, Ontario

Burlington is a great city to live. Surrounded by nature and in-between Toronto and Niagara, everyone can enjoy their hobbies! With so many great neighbourhoods such as Aldershot, Tyandaga and Brant Hills, Burlington is a perfect city to have a family. As much as we would like life to be all fun and games, there is always risk involved. 

Burlington Home Insurance

If you purchased your home a decade or more ago, you have experienced wonderful equity gains likely making your home your number one asset. Unfortunately, this asset is exposed to so many risks such as fire, theft and windstorm. Other than purchasing preventative systems such as a fire alarm, theft alarm and fire extinguishers, there is little more you can do to prevent losses. The only real way to fully protect your home is by transferring the risk to an insurance company.

How To Get The Right Home Coverage

Thinking too much about what can happen to your home can drive you crazy. To fully get piece of mind that you are covered, the best way is to speak to an insurance broker and do a review of your home. Here is how it would look with Ambroziak & Rao Insurance Brokers:

1. Get all the details. We would first ask you questions about your home such as the size, age, build and address of the property. Is it rented out? Is it your primary home? Does the home have custom finishings or basic from the builder? Is the basement finished?

2. Create a replacement cost evaluator. This is one of the most important steps when correctly shopping around for insurance. When shopping multiple insurers you should be using the exact same replacement cost so that you are comparing apples to apples. 

3. Decide which coverage and endorsements are required to to ensure the property is fully covered.

4. Using that same information, we then shop Canada’s largest insurance companies and see which provider offers the best rate.  

Benefits of a Home Insurance Broker

One of the favourite benefits offered by insurance brokers is that yearly renewals are extremely easy. Since the client details are already in the system, getting re-quoted yearly takes one quick text or phone call.

Ambroziak & Rao has been insuring homes all over Burlington for the last decade and understand the unique needs. We also understand the current market trends and place customers with companies that will offer coverage for the long term. 

Speaking to a Burlington insurance broker is a great way to get some good advice on what coverage is best for your case. Call Filip Ambroziak at (416) 803-2113 to discuss your situation or email him at filipa@pbnet.ca.

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